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Avoidance

(i) A right which can be exercised by an underwriter to relieve him of liability under the Policy because the assured has been guilty of a breach of good faith or where the risk in a voyage Policy has failed to attach within a reasonable time after the underwriter wrote the risk. (ii) Never having the exposure or abandoning an exposure that is acquired earlier. (iii) A risk management technique that often is not feasible because it keeps one from engaging in a desired activity. Award : The decision in Court of Law or Arbitration.

Avoidance of certain terms and rights of recovery

Clause in motor insurance and employers’ liability policies compulsory insurances (Road Traffic Act and Employers’ Liability (Compulsory Insurance) Act 1969). The legislation restricts the right of insurers to rely upon breaches of certain policy conditions to avoid a claim. The conditions mainly relate to matters that should or should not be done by the insured after the event, e.g. giving proper notice and not admitting liability. The insurer is entitled to recover his loss from the insured where payment is made solely because of the legislation. See APPROVED POLICY; PROHIBITED CONDITIONS.

AW

HCPCS Level II modifier that may be used with CPT or HCPCS Level II codes indicating item(s) used with a surgical dressing.

AX

HCPCS Level II modifier that may be used with CPT or HCPCS Level II codes indicating item(s) used with dialysis services.B

BA

1. See business associate (BA) . 2. HCPCS Level II modifier that may be used with CPT or HCPCS Level II codes indicating item(s) used with parenteral enteral nutrition (PEN) services.