An accidental Death and Dismemberment and Disability Benefit policy issued with a common carrier ticket and limit to the risks or travel and the duration of the trip for which the ticket has been purchased. The name is derived from the fact that it was originally issued in the form of an extra stub on a travel ticket.
Insurance Encyclopedia
Transportation ticket policy (Health Insurance)
A policy that is written in connection with a ticket to travel on a common carrier, covering the insured against accidental death and dismemberment during only that trip.
Transshipment
The unloading and loading of cargo from one carrier to another during the transit.
Transshipment Bond
A customs bond in respect of goods to be transferred from one ship to another.
Trapping Risks
The risks of a ship or cargo being trapped by war or similar perils.
Trauma
1. Physical injury caused by violent or disruptive action or by the introduction into the body of a toxic substance (e.g., penetrating or blunt serious trauma, drowning, poisoning, burns). 2. Psychic injury resulting from a severe emotional shock.
Trauma center
Medical facility that gives emergency and specialized intensive care to critically ill and severely injured patients due to a major catastrophic event with services provided 24 hours a day, 7 days a week. Generally an emergency department does not have the specialized capabilities and critical patients may need to be transferred to a trauma center for a higher level of care.
Trauma code development
Medicare Secondary Payer (MSP) investigative process triggered by receipt of a Medicare claim with a diagnosis indicating traumatic injury.
Traumatic Injury
An injury to a person’s physical body caused by an outside source, as distinct from physical disability caused by sickness or disease.
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An injury inflicted on the insured’s body by an external force.
Travel accident insurance
Type of health insurance coverage for accidents that occur while an insured is on a trip. Individual or employee policies are available for one specific trip or type of travel or may cover all trips taken during a year.