Deliberate Damage Damages for Pollution Hazard Clause

This covers loss of or damage to the property insured caused by Governmental or Civil Authorities for the public welfare or to mitigate a pollution hazard or other civil disaster or threat thereof, provided that the accident or occurrence creating the situation which required such Government action would have resulted in a recoverable claim under the policy, if the property assured would have sustained physical loss of damage as a direct result of such accident or occurrence.

Delivery

The actual placing of an insurance policy in the hands of the insured.
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The transfer of the possession of a thing from one person to another.