designated record set (DRS)

Under the Health Insurance Portability and Accountability Act (HIPAA), a group of records maintained by or for a covered entity that is (1) the medical records and billing records about individuals maintained by or for a covered health care provider; (2) the enrollment, payment, claims adjudication, and case or medical management record systems maintained by or for a health plan; or (3) used, in whole or in part, by or for the covered entity to make decisions about individuals.

Despatches of Articles by Courier Services

There are two types of courier service. In one type, the courier carries the parcels as accompanied baggage. In the other type, the courier consolidates the parcels and dispatches them as booked baggage through carriers. For the first type, policies may be issued to owners of the cargo, if the courier service through whom the parcels are dispatched have obtained necessary professional indemnity or legal liability Insurance Policy. It is also permissible to issue policies to cargo owners dispatching parcels through the second category of couriers, provide the courier Company has obtained (i) Professional indemnity or legal liability Policy for a specific minimum indemnity limit of for any one event: (ii) courier’s receipt also contains the carrier’s consignment note and date, and (iii) the liability of the courier service is not restricted to less than their statutory liability under a private contract.