Diagnosis-related group categories that are used by hospital facilities on discharge billing.
Insurance Encyclopedia
DRG grouper
Computer software program that assigns diagnosis-related groups (DRGs) by abstracting data (i.e., patient’s age, sex, principal diagnosis, principal procedures performed, and discharge status) to assign appropriate DRGs to discharged patients.
DRG payment rate
Reimbursement amount a hospital receives for a Medicare patient who is assigned to a diagnosis-related group (DRG) that considers the wage rates in the hospital’s region and the cost related to the DRG.
DRG weight
Index number that reflects the resource spending associated with each diagnosis-related group.
Drinking criticism
Insurance underwriting phrase for evidence of alcohol abuse or alcoholism.
Drive down
When someone waves a person on only to collide with her once she starts to proceed, and the waver denies having motioned for the driver that the way was clear.
Drive Less Pay Less for Motor
Drive less Pay Less are some of the concepts which are gaining ground due to rising fuel costs and increasing traffic congestions. The concept of underwriting on the basis of make model and carrying capacity do not provide equal ground. The Supreme Court of India has recommended the Government to provide identical grounds to all users of vehicles on the basis of its use by mulling on petrol cess or kilometer traversed by a vehicle.
Drive other car (DOC) endorsement
A business auto or garage policy endorsement providing coverage for named individuals while driving nonowned autos in situations unrelated to the business of the insured.
Drive Other Car Coverage
Liability coverage that may be added to an organizations Motor Policy extending liability coverage to individuals named in the endorsement, such as employees, while they are driving cars which neither they nor the organization own.
***
Drive other car coverage can be added to the Business Auto Policy (BAP) to provide coverage for employees of a firm who are supplied a company car but do not own a personal vehicle and therefore do not have a personal auto policy. The endorsement extends coverage for the named individual or spouse when driving a car borrowed from a third party. (See Business Auto Policy).
Drive other car endorsement (Vehicle Insurance)
An extra form of coverage that may be tacked on to an automobile insurance policy. The endorsement covers the policyholder while driving cars that he or she does not own.