A method for determining whether the benefits paid by an approved money purchase pension scheme exceed the limits set by the Inland Revenue.

An agreement between insurers and credit organisations concerning the provision of replacement vehicles to uninvolved third parties and, where appropriate, the completion of repairs. Insurers agree to pay credit hire organisations (CHOS) certain fixed rates plus certain other costs for the supply of replacement cars, and CHOs agree to supply vehicles. The agreement streamlines the process of innocent third-party claims for uninsured losses and simplifies negotiations between CHOs and insurers.

The Association of British Insurers (ABI) has agreed that its members may not request genetic tests from insurance applicants. Until November 2006, applicants could apply for up to £500,000 in life insurance and £300,000 in health insurance without disclosing the results of previous predictive genetic tests. Above those thresholds, insurers require the results of any prior tests that have been specifically approved by the Genetics and Insurance Committee. The only test that has been approved (since June 2003) is for Huntington’s disease. Other tests may be added in the future and will be listed on www.abi.org.uk.