See: “Long Term Special Fire and Allied Perils Policy (Material Damage), Long Term Policy for Dwellings.”
Insurance Encyclopedia
Dwelling Property
1. Property insurance policy that insures the dwelling at actual cash value, other structures, personal property, fair rental value, and certain other coverage’s. Covers a limited number of perils. 2: Property insurance policy that insures the dwelling and other structures at replacement cost. It adds additional coverage’s and has a greater list of covered perils than the Dwelling Property 1 policy. 3: Property insurance policy that covers the dwelling and other structures against direct physical loss from any peril except for those perils otherwise excluded. However, personal property is covered on a named-perils basis.
Dwellinghouse
A permanent structure in which the owner or tenant (or his family or servants) habitually lives and sleeps at night. A caravan or anything similar does not come within the definition.
DX
Abbreviation for diagnosis or diagnosis code.E
Dynamic Risk
These are more property identified with the factors causing change. Dynamic risks are those associated with changes in society and arise from market, management and/or political forces and can result in either profit or loss.
Dynamisation
The index linking of earnings to calculate pension scheme benefits or for working out final remuneration for the purpose of Inland Revenue limits. The term is also used to describe escalation.
Dynamo Clause (or Electrical Exemption)
Property Insurance clause providing that damage to electrical appliances caused by artificially generated electrical current is insured only if Fire ensures, and then only for the damage caused by the Fire.
E code
Numeric designation preceded by the letter “E” that is a classification of International Classification of Diseases, Ninth Revision, Clinical Modification (ICD-9-CM) coding for external causes of injury rather than disease. E codes are also used in coding adverse reactions to medications and should not be used as a principal diagnosis because the insurance carrier will reject the claim. Their use identifies causes of injury and poisoning and can be important in obtaining payment from insurance payers. The index for the E codes is located in Volume 2, following the Table of Drugs and Chemicals. Also known as the Supplementary Classification of External Causes of Injury and Poisoning (E800-E999) .
E motional Distress
so Usually not covered if a claimant was a bystander to an accident, but usually covered if he was physically involved.
E-business
The transaction of business by way of electronic media, such as the Internet. This generally is broader than e-commerce although some may view e-business and e-commerce as interchangeable terms.