Perils of the elements, namely storm, earthquake, windstorm and flood.
Insurance Encyclopedia
Elements of a negligent act
Four elements an injured person must show to prove negligence existence of a legal duty to use reasonable care, failure to perform that duty, damages or injury to the claimant, and proximate cause relationship between the negligent act and the infliction of damages.
Elements of Contract of Insurance
All Insurance contracts must have the following five essential elements in order that they may be enforceable at law: Offer and acceptance Consideration Consensus and idem i.e., agreement between the parties. Capacity of the parties. Legality of the contract.Contra Proferentem Rule : Any ambiguity in contract wording is construed against the drafter of those wordings.
Elephant Insurance
The scheme is applicable for trained elephants used for commercial and/or religious purposes within the age category of 5 years to 60 years. Circus and privately owned elephants may also be accepted for insurance. The insured elephant would be covered against death due to the disease or accident occurring anywhere in India or such other country or countries as may be agreed in writing during the Policy period. Valuation and accordingly sum insured varies from breed to freed, from area to area, from purpose of use to purpose of use and from time to time. Value of tusk is excluded.
Elevator collision
Coverage for damage caused by the collision of an elevator, regardless of fault. The damaged property may be personal property, building, or the elevator itself.
Elevator Collision Coverage
Coverage for damage caused by collision of an elevator without regard to fault. This includes damage to personal property, the building, and the elevator itself. Liability coverage is usually provided automatically by Business Liability Policies.
Elevator collision coverage (Liability Insurance/Property Insurance)
Insurance that covers damage to elevators brought about by elevator collision. This insurance also covers personal possessions and the building that houses the elevator. This coverage is often included in business liability insurance policies.
Eligibility
1. Qualifying factors that must be met before a patient receives benefits (medical services) under a specified insurance plan, government program, or managed care plan. 2. Refers to the process whereby an individual is determined to be eligible for health care coverage through the Medicaid program. Eligibility is determined by the State. Eligibility data are collected and managed by the State or by its fiscal agent. In some managed care waiver programs, eligibility records are updated by an enrollment broker who assists the individual in choosing a managed care plan in which to enroll.
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UK: Conditions that govern a person’s right of entry into a pension scheme or right to receive a particular benefit. The conditions may relate to age, service, status and type of employment but there must be no discrimination in eligibility on grounds of sex. The Barber judgment applies to all retirement benefits earned after 17 May 1990 and is endorsed by regulations under PA95 for equal treatment between the sexes.
Eligibility date
Month, day, and year an individual and/or spouse and dependents become eligible for benefits under an insurance plan or date he or she may apply for insurance.
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The date that a person is eligible for benefits.
Eligibility date (Health Insurance)
The date the insured is able to begin receiving benefits.