Enrollment card

1. Signed document by an employee that indicates his or her desire in becoming a member of a group insurance plan. 2. In contributory insurance plans, enrollment cards authorize an employer to deduct the employee’s contributions from his or her wages.

Enrollment period

1. Time in which individuals may apply for life insurance or health insurance. 2. Time in which individuals may choose either to re-enroll in an existing managed care plan or change to a competitor’s plan. See also open enrollment period, federal open enrollment , and group enrollment period . 3. Specified time when an individual can sign up for Medicare benefits. The period for general enrollment is January 1 through March 31 of each year for Medicare supplementary insurance. 4. Certain period of time when an individual can join a Medicare health plan if it is open and accepting new Medicare members. If a health plan chooses to be open, it must allow all eligible people with Medicare to join.

Ensuing loss

A subsequential loss following the cause of initial damage. A fire breaks out in an upstairs bedroom damage from debris falling into the lower room and damage from water used to put out the fire are ensuing losses. Ensuing losses may be covered even from excluded losses, for example fire that results from earth movement. The earth movement is excluded, but the fire loss is covered.