Section 26 (A) of the Insurance Act, 1938, defines “Fire Insurance Business” as “the business of effecting, otherwise than incidental to some other class of Insurance business, contracts of Insurance against loss by or incidental to Fire or other occurrence customarily included among the risks insured against in Fire Insurance policies.”

Insurance against pecuniary loss consequent upon a fire or other perils commonly covered by a fire insurance policy.

An insurance policy which protects the insured against liability incurred when his negligent actions result in the destruction of property which is in his care, custody or control.
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US: Liability of a firm or person for fire damage caused by negligence of and damage to property of others.
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Property in the care, custody, or control of an insured is normally not covered under liability insurance policies. Fire legal liability removes this exclusion for those who occupy leased or rented property.For example, if a restaurant rents a space in a strip shopping center and, due to the negligence of the restaurant a fire starts and destroys the shopping center, the restaurant’s general liability policy will pay for all of the damage except to the space the restaurant occupied. This is because this space is under the insured’s care, custody, and control.

If the restaurant purchased fire legal liability, the damage to the space the restaurant occupied is also covered. Most renters’ policies for individuals include fire legal liability. Businesses that rent space may need to add the coverage. (See Care, Custody, and Control Exclusion).
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Public liability policies routinely exclude coverage for damage to property in an insured’s care, custody, or control. This leaves a big gap in a tenant’s coverage, a gap partially filled by an exception in the commercial general liability policy that restores limited coverage for fire damage to the landlord’s building. Perhaps the best benefit of the exception is to call attention to the exposure so arrangements can be made for broader coverage at appropriate limits. Sometimes referred to as fire damage legal liability.

A policy that covers the insured in case of liability due to negligence that causes fire to spread to another’s property.

A visual record of the distribution of Fire Insurance written by all reporting insurers placed on sectional maps. The maps show graphically the distribution of the insured’s covered properties in a given area and make it possible to avoid catastrophic losses.

Maps that show all fire insurance written by all insurers. These maps are a visual representation of the insured’s covered risks in the area, which helps the insurer to avoid catastrophic losses.

An insignia, attached to the outside of a house that represented the insurer of the house. There were used commonly in the eighteenth and nineteenth centuries to indicate which properties were insured. Property owners would pay fire fighting companies in advance and in return receive a fire mark in order to identify the property as having purchased coverage.
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An insignia, generally metal, once placed on buildings insured by the insurer represented by the mark. Since the insurers had their own fire brigades, they had to check the mark on a burning building to determine whether or not they should extinguish the fire.
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UK: Plaques or medallions fixed on walls as a means of identifying the insurer of that property. The early fire insurers owned their own fire brigades and could be called to their own’ fires. See FIRE PLATE.
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Term used to describe the successors to the fire mark in the later 19th and earlier 20th century. They are mostly of copper or tin and do not bear a policy number.
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UK: The successor to the fire mark used in the nineteenth and early twentieth centuries.