A drug bearing a label that says “Caution: Federal law prohibits dispensing without a prescription.”
Insurance Encyclopedia
Legionellosis
Infections caused by legionella. Legionnaires’ disease is a lifethreatening form of pneumonia caused by legionella pneumophila bacteria. The business risks are: closure during outbreak investigation; clean up costs; claims from employees and third parties; business interruption when nearby attraction closes due to outbreak. Property owners may suffer void periods and lower rents. Relevant statutory requirements include HSWA and Management of Health and Safety at Work Regulations 1992. Insurance solutions include business interruption cover, clean up costs cover and legionellosis liability.
Legionellosis liability insurance
A claims-made policy covering liability for third party injury caused by legionellosis arising out of the business. The risk arises from recirculating hot and cold water systems. Insurers regard third party claims as ‘gradual pollution’ claims and thus exclude them under public liability insurance. Cover is granted under legionellosis liability cover. The employers’ liability policy responds to legionellosis claims as specific diseases cannot be excluded under this compulsory form of insurance.
Legislated Coverage
Coverage provided through creation of facilities legislated into existence by Government. Crop Insurance and assigned risk pools are examples.
Legislated coverages
Coverages that are offered by institutions that exist due to federal or state laws, such as Flood Insurance or Medicare.
Legislative risk
A risk wherein modifications to taxation laws may cause negative effects on an individual’s investments.
Length of Stay
The total number of a days a participant stays in a facility such as a hospital.
Length of stay (Health Insurance)
The total length, in days, that an insured stays in a hospital or similar medical facility.
length of stay (LOS)
Number of calendar days a patient remains in a health care facility or is an inpatient in the hospital during an episode of illness or due to an injury. LOS statistics report the average number of days spent in a health care facility per admission and discharge. Also referred to as average length of stay, days of stay, discharge days, duration of inpatient hospitalization , and inpatient days of stay .
length-of-service schedule
Type of group insurance in which an employee is insured for an amount dependent on the length of time he or she has been employed for the employer.