Comprehensive history

In 1995 the American Medical Association (AMA) and Centers for Medicare and Medicaid Services (CMS) developed documentation guidelines for CPT evaluation and management services and modified them in 1997. For a comprehensive history, medical documentation must include the chief complaint, an extended history of present illness (HPI), a complete review of systems (ROS), and complete past, family, and/or social history (PFSH).

Comprehensive Insurance

Comprehensive Insurance is wide coverage. In Motor Insurance it is protective against any loss of or damage to the Motor as also insured’s liability exposures for bodily injury and property damage due to use of Motor. The shopkeepers comprehensive Insurance Policy covers various risks like Fire and allied perils, theft, burglary housebreaking plate glass, neon sign, cash in transit, cash in safe, cash on till/counter, fidelity guarantee, pedal cycle, public liability, workmen’s compensation loss of profit etc.

Comprehensive Machinery Insurance for Engineering Insurance

The trend in recent years has shown that more and more insureds are looking for “all risks” cover. One alternative to covering damage to machinery by means of machinery insurance, fire insurance, MLOP and FLOP is to offer an “ALL RISKS” policies offering all this coverage in one. This policy offers all risks cover of a predominantly engineering nature particularly against machinery breakdown, fire, lightning and chemical explosion as well as natural perils for the entire insured plant with only a few property exclusions and excluded perils. In addition MLOP and FLOP too can be incorporated. The cover can be adapted to the specific features of a risk by means of a series of clauses. The is useful for Power Plants, Transformer Stations, Power Distribution Systems, Equipment at Open-cast mines and ore-dressing plants, Plants in the metal working, steel production, cement factories, stone working, breweries, bottling plants and Transport and traffic systems, wastewater treatment plants and water supply systems. Cover is granted at the business locations specified and also during transportation for the purpose of cleaning, renovation, repair or maintenance.