Carry-over provision

Provision in some medical expense policies in which expenses incurred during the last 3 months of a benefit period or calendar year are used to satisfy the current benefit period’s deductible and may also be used to satisfy any or all of the following benefit period’s (or next year’s) deductible.

Carrying Charges

Premium for Insurance on property would be a recurring current expense and in accounting would be termed “carrying charges.” Expenses such as taxes, Insurance, interest or mortgage are carrying charges.