Insurance effected by an individual to provide for the expenses of his ultimate cremation.

A wrong against public laws or customs punishable by fine, imprisonment, or death after trial in a criminal court.

An act that is forbidden by criminal law. Crimes are considered a public wrong, as opposed to torts, which are private wrongs. Crimes are covered under certain types of policies; for example, commercial crime coverage.

A broad category covering loss of property through criminal activity — from employee dishonesty to burglary and robbery, computer fraud, and forgery.

Exposure of firms to loss by robbery, burglary, and other crimes from insiders as well as outsiders both.

Almost every firm is exposed to loss by robbery, burglary and other claims-and not just from outsiders. Of great concern to men and women is the recent risk of ‘white collar crime’ to alarming levels. A small firm which operates with limited profit margins may be forced to close if one ‘trusted’ employee is able to pocket part of every day’s sales.

Whoever, being in any manner entrusted with property, or with any dominion over property, dishonesty misappropriates or converts to his own use that property, or dishonestly uses or disposes of that property in violation of any direction of law prescribing the mode in which such trust is to be discharged, or of any legal contract express or implied, which he has made touching the discharge of such trust, or willfully suffers any other person so to do, commits “criminal breach of trust.” (Section 405 of the Indian Penal Code). Criminal Breach of Trust by clerk or servant (Sec. 408), Criminal Breach of Trust by public servant or by banker, merchant or agent (Sec. 409).