Symbol used in the procedure code book titled Current Procedural Terminology (CPT) to indicate that conscious/moderate sedation is included for that specific procedural code number for billing and payment purposes.
Insurance Encyclopedia
City spread
The sale of a contract struck on one city against the purchase of another contract struck on another. It is a means of hedging against the weather risk.
Civil authority
Any of various local governmental authorities with the ability to issue evacuation orders, restrict access to certain areas of town, and other actions for the protection of the citizenry.
Civil Authority Clause
Provision in a Fire Policy which provides that the insured is protected against damages which may be caused by Firemen, policemen, or other civil authorities in their efforts to check Fire eg., in the case of larger Fires it has been found necessary to dynamite a whole block of buildings to check the spread of a conflagration. A civil authority clause protects from losses resulting from such action.
Civil Aviation (Investigation of Air Accidents) Regulations 1996
Implements Council Directive 94/56/EC and the fundamental principles governing the investigation of civil aviation accidents and incidents. Also re-enacts the 1989 Regulations. The Inspectors of Air Accidents of the Air Accidents Investigation Branch of the Department of Transport are identified as the investigating body. The Chief Inspector can delegate investigation to another member state, or, in some cases, to a state that is a party to the Chicago Convention. An inspector’s report must be published and any safety recommendations in the report are not to create a presumption of blame or liability.
Civil Aviation Act 1982
Sets out duties, functions and objectives of the Civil Aviation Authority. Deals with aerodromes, the regulation of civil aviation and the design, construction and maintenance of aircraft. Protects aircraft operators against trespass and nuisance claims whilst engaged in ‘normal flight’. Section 76 imposes a strict liability in respect of loss or damage on water or land when an article, person or animal is caused to fall from an aircraft during flight, take-off or landing. The loss is recoverable from the aircraft operator.
Civil Aviation Authority (CAA)
Operates under the Civil Aviation Act 1982 (amended 1996). Responsibilities include air safety and registration of aircraft. Issues Air Operators Certificates to those who can demonstrate their competence to run an aircraft safely and show that they are adequately financed and insured for passenger and third party risks. CAA collaborates internationally on air safety.
Civil aviation risk
The life or personal accident term for the extra risk due to a proposer engaging significantly in flying as a passenger or as a pilot in private aircraft.
Civil commotion
UK: A risk excluded under the standard fire policy and other property insurances along with riot and similar perils. It means the severe and prolonged disturbances by people ‘out of hand’. Civil commotion is an intermediate state between a riot and civil war. An element of turbulence or tumult is essential. Riot and civil commotion can be insured as additional perils. The insurer imposes strict time limits for the notification of claims.
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Damages by riot or civil commotion or caused maliciously by strikers or persons acting in connection with political organization. Civil commotion is disturbance between large number of individuals in a community frequently associated with damage to private and public property.
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One of the extended coverage perils, paired with the peril riot, that refers to a less widespread or generalized event than riot might be thought to encompass.
Civil Commotion Policy
Type of business Insurance coverage protecting against loss, caused by an uprising of people creating a prolonged disturbance.