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Degree day

The measure of deviation of one day’s average temperature against a standard reference temperature, e.g. 65°F or 18°C in a reference station such as London Heathrow. An average daily temperature of 23°C produces 5 degree days and measures the intensity of warmth on that day. See HEATING DEGREE DAYS; COOLING DEGREE DAYS; CUMULATIVE DEGREE DAYS; GROWING DEGREE DAYS.

Degree of Care

A duty owed to others which depends on circumstances. Persons who invite others on their premises, those who invite children on their premises and those who sell what might be considered inherently dangerous products are all required to take different degrees of care to prevent harm to others.

Degree of risk

A concept similar to probability. The uncertainty present in a particular situation. The chance that the reality will be different than the predicted outcome.
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probable variation of actual experience from expected experience
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The amount of uncertainty that exists in a given situation. For instance, if one has chosen heads in the flip of a coin, the degree of risk present is 50%, since there is a 50% chance any flip of the coin will come up tails. Refer “Law of Large Numbers” and “Probability.”

Degrees and Defenses available to the Defendant for Negligence (Degrees and Defenses available to the Defendant)

Contributory Negligence : If the plaintiff suffers injury or damages partly due to his own fault and aptly due to the fault of the defendant, the damages are reduced according to the blame attaching to the plaintiff.
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Emergency : If a person in a moment of imminent danger acts in a way which causes injury to another, he will not be held liable in negligence if his act was not unreasonable in the difficult situation in which he was placed.

Delay

1. An insured event under a travel insurance policy paying agreed sums if the insured’s holiday departure is delayed as a result of specified occurrence, e.g. industrial action, adverse weather, aircraft breakdown, etc. 2. Late arrival of cargo at destination caused by adverse weather, mechanical breakdown or some other reason. The marine extension clause (8.3, Institute Cargo Clauses) extends the warehouse to warehouse clause to provide continuous cover during any deviation, forced discharge, reshipment or trans-shipment or other interruption beyond the control of the insured. The clause extends existing cover during the delay but does not add ‘delay’ as an insured peril so loss of market, etc., will not be covered.