The weight of a ship without stores, bunker fuel or cargo.
Insurance Encyclopedia
Disposal of abandoned vehicles policy
An insurance available to local authorities to protect them in respect of their legal liability to vehicle owners whose vehicles they have removed as abandoned.
Disposition
Physician’s description of the patient’s status and destination at discharge (e.g., discharged to home or self-care [routine discharge], left against medical advice, discharged to another short-term or long-term hospital, expired). These data may be used for quality assurance purposes. Also known as disposition of patient .
Disposition of patient
See: disposition .
DISPRO share
See: disproportionate (DISPRO) share or disproportionate share hospital (DSH) .
disproportionate (DISPRO) share
Program that gives added payment to hospital facilities that serve an unequally large share of low-income patients. This assists in compensating for lost revenues in serving needy populations. Such facilities receive Medicaid funds if they provide care for a high volume of low-income patients.
disproportionate share hospital (DSH)
Hospital facility with an unequally large share of low-income patients. Under Medicaid, states augment payment to these hospitals. Under a Prospective Payment System, Medicare inpatient hospital payments are also adjusted for this added burden.
Disputed medical fact
In workers’ compensation cases, a medical issue in disagreement or with a difference of opinion, such as an objection to a medical determination made by a treating physician concerning the employee’s medical condition, cause of the condition, or treatment for the condition. Other issues might be the existence, nature, duration, or extent of temporary or permanent disability caused by the employee’s medical condition or the employee’s medical eligibility for rehabilitation services.
Dissent
This occurs when one or more judges disagree with the majority decision.
Distance Marketing of Insurance Products
IRDAI has issued guidelines pertaining to ‘Distance Marketing of Insurance Products’ which says that distance marketing includes every activity of solicitation (including lead generation) and sale of insurance products through (i) voice mode, which includes telephone calling (ii) Short messaging service (SMS); (iii) Electronic mode which includes e-mail, internet and interactive television (DTH), (iv) Physical mode which includes direct postal mail and newspaper and magazine inserts, and (v) Solicitation through any means of communication other than in person. These guidelines cover distance marketing activities of insurers/brokers and corporate agents (with specific approval of insurers) at various stages including offer, negotiation as well as conclusion of sale. IRDAI guidelines include adherence to various aspects related to pre-recruitment training and passing of exam by the specified persons, selling insurance through tele-calling and maintenance of records as well as adherence to the provisions of Telecom IT Act, 2000, TRAI Act, 1997, The Telecom Unsolicited Commercial Communications (Amendment) Regulations, 2008, etc.