A clause providing that a violation of the conditions of the policy at one insured location will not void the coverage at other locations.

A clause stating that coverage will not be voided at all locations if the conditions of the policy are violated at another location.

A partition, meeting stated standards of construction, that separates a structure into two areas so that the Fire in one area will have less chance to spread into the other areas.

The Divisional Office is the kingpin in the organizational setup of the Indian Public Sector General Insurance Companies and to ensure that the lines of communication are the shortest, is vested with full authority for acceptance of business and settlement of claims within stipulated limits. As a matter of fact, the Divisional Offices perform all the functions of a medium size Insurer, excepting those relating to Reinsurance and investment. Divisional Office are also obliged to control and monitor Branches, Extension Counters and Micro Offices under their control.

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