See: Critical Illness Policy.
Insurance Encyclopedia
Dredgers
Vessels involved with sprinkling or suction, which normally work in ports or inland waterways. Cover is normally granted under the Institute Port Risk Clauses covering: 1. Loss or damage, 2. Third party liabilities except in of respect employees. A dredger proprietor with a registered office in London must effect an employers’ liability insurance. However, insurance is not compulsory for injury or disease suffered or contracted outside Great Britain.
Drencher
A fire prevention appliance which covers a building externally with a curtain of water to prevent fire from spreading from one building to another.
Dressing
Ability of an individual to put on and take off all garments and medically necessary braces or artificial limbs, if worn. Also see activities of daily living (ADLs) .
DRG coding
Diagnosis-related group categories that are used by hospital facilities on discharge billing.
DRG grouper
Computer software program that assigns diagnosis-related groups (DRGs) by abstracting data (i.e., patient’s age, sex, principal diagnosis, principal procedures performed, and discharge status) to assign appropriate DRGs to discharged patients.
DRG payment rate
Reimbursement amount a hospital receives for a Medicare patient who is assigned to a diagnosis-related group (DRG) that considers the wage rates in the hospital’s region and the cost related to the DRG.
DRG weight
Index number that reflects the resource spending associated with each diagnosis-related group.
Drinking criticism
Insurance underwriting phrase for evidence of alcohol abuse or alcoholism.
Drive down
When someone waves a person on only to collide with her once she starts to proceed, and the waver denies having motioned for the driver that the way was clear.