Duty to warn

Legal or ethical obligation to release confidential information on a patient when it is necessary to warn an individual who is in imminent danger from that patient (e.g., risk of acquiring a disease as a result of a relationship with the patient). The duty to warn is a legal mandate in many states.

Dwelling Property

1. Property insurance policy that insures the dwelling at actual cash value, other structures, personal property, fair rental value, and certain other coverage’s. Covers a limited number of perils. 2: Property insurance policy that insures the dwelling and other structures at replacement cost. It adds additional coverage’s and has a greater list of covered perils than the Dwelling Property 1 policy. 3: Property insurance policy that covers the dwelling and other structures against direct physical loss from any peril except for those perils otherwise excluded. However, personal property is covered on a named-perils basis.

Dwellinghouse

A permanent structure in which the owner or tenant (or his family or servants) habitually lives and sleeps at night. A caravan or anything similar does not come within the definition.

Dynamic Risk

These are more property identified with the factors causing change. Dynamic risks are those associated with changes in society and arise from market, management and/or political forces and can result in either profit or loss.

Dynamisation

The index linking of earnings to calculate pension scheme benefits or for working out final remuneration for the purpose of Inland Revenue limits. The term is also used to describe escalation.