Doctor trained in the examination, diagnosis, treatment, and prevention of diseases, conditions, and malfunctions affecting the human foot and its related structures. Podiatrists may use medical, surgical, or other means of therapy. Specialties of podiatric medicine consist of podiatric orthopedics, podiatric public health, and podiatric surgery. Formerly known as chiropody . Also called podiatrist .
Insurance Encyclopedia
Doctor of Veterinary Medicine (DVM)
Individual trained in veterinary medicine, which pertains to the diseases and other disorders of domestic animals. He or she may use diagnostic and therapeutic methods of veterinary medicine and surgery.
Doctor’s Final (or Monthly) Report and Bill
See: Final Report .
Doctor’s First Report of Occupational Injury or Illness
See: First Report of Injury .
Doctors’ Package Insurance
Policy is issued to cover (a) Fire and allied perils in respect of building and contents, Burglary/house breaking, theft in respect of contents; (b) Fidelity guarantee for cashier/compounder/any other authorized employee (c) Money in transit with the doctor his compounder or any other authorized employee (d) loss of or damage to doctor’s kit by fire, theft or accident during visits within the municipal limits (e) All risks cover for ECG machine and such other equipment pertaining to doctor’s profession, (f) signboard (g) professional liability.
Doctrine of Last Clear Chance
In negligence suits where the plaintiff may also have been partially at fault, a Common Law or Statutory doctrine that liability is imposed upon the person who immediately before an accident, had the last clear chance to avoid it but did not.
Doctrine of priority
The priority given to an assignee under the Policies of Assurance Act 1867 when a deed assigning a life policy has been executed and proper notice given. Until notice is given the assignee has no right to sue under the deed and the Act provides that the date on which notice is received shall regulate the priority of all claims – this is known as the doctrine of priority. See ASSIGNMENT.
Doctrine of reasonable expectations
Rule or theory used by some courts that supports policy owners’ and beneficiaries’ rational expectations even though this is not stated in the policy. It means that the actual language of the insurance contract may not be the controlling factor if the insured could reasonably have expected something other than what the insurance contract states because of the circumstances of the case. Also known as reasonable-expectation doctrine .
Doctrine of State Decisis
Once a court decision is made in a case with a given set of facts, the courts tend to adhere to the principle thus established and apply it to future cases involving similar facts.
Documentary credit
See: letter of credit.