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Dob Doc Dod Doi Dol Dom Don Doo Dos Dou Dow

Doomed from the start

Lord Fraser’s expression in the House of Lords case of Pirelli v. Oscar Faber & Partners (1983). Held: the cause of action, in property damage claims based on negligence, accrued at the time of the damage and not the time of discovery/discoverability for the purpose of the six-year limitation period. Lord Fraser qualified this by saying that a building could be so defective as to be ‘doomed from the start’ so causing the time to run from completion. Lord Fraser’s qualification created the risk that owners of properties with latent defects could run out of time even before sustaining or discovering damage. The Latent Damages Act 1986 remedies the problem.

Door-to-Door

A shipment term. In a door-to-door operation the transport contract covers all stage and costs excepting customs dues of transport between the point of purchase of the goods, that is usually from the premises o the seller to those of the buyer.

Double dipping

Practice in which one piece of data in a patient record is counted as two data points when calculating an evaluation and management level of service for the code. This procedure may be considered either controversial, accepted, or rejected by third-party payers.

Double endowment

Endowment insurance whereby the amount payable on maturity is twice the amount payable on death within the policy term. It combines an endowment insurance with a pure endowment for the same sum or is structured as a term insurance for a particular sum linked to a pure endowment for double that sum. It can be offered to impaired lives as an alternative to extra premiums.

Double indemnity

A policy provision which doubles payment of designated benefits when certain types of accidents occur.
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MEDICAL,USA: Feature in some life and disability insurance policies that provides for twice the face amount of the policy to be paid if death results to the insured from accidental causes.
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Policies that provide for twice the face amount of the Policy to be paid if death results from stated but generally accidental causes. A provision under which the principal sum in an accident Policy, and sometimes other indemnities are doubled when accident is due to certain causes. As for example, some Personal Accident Policies by way of an endorsement give the insured person double the indemnity benefits in case of Permanent Total Disablement.
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This term refers to life and accident insurance policies that pay a twice-the-death benefit if the death occurs under certain circumstances. For example, a life insurance policy may pay twice the stated death benefit if the death is by accident. An accident insurance policy may pay twice the stated benefit if the insured dies in a helicopter crash. (See Accidental Death and Dismemberment).