Egg-shell skull rule

Test of causation in negligence making the defendant liable for damage that is reasonably foreseeable even if unexpected. The defendant ‘takes his victim as he finds him. In Smith v. Leech Brain & Co. (1961) an employee suffered a burn on the lip when splashed by molten metal. Cancer ensued at the site of a burn because of a pre-cancerous condition. The defendants were liable under the rule as liability turned on foreseeability in regard to the type, not the extent, of the injury.

EIOPA

The European Insurance and Occupational Pensions Authority is part of the European System of Financial Supervision consisting of three European Supervisory Authorities and the European Systemic Risk Board. It is an independent advisory body to the European Parliament, the Council of the European Union and the European Commission.

EJ

HCPCS Level II modifier that may be used with CPT or HCPCS Level II codes and identifies a single treatment for subsequent claim for therapy (e.g., erythropoietin [EPO], sodium hyaluronate, infliximab).

Ejusdem generis

Of the same kind or nature. Where a class of things is followed by general wording that is not itself expansive, the general wording is seen as things of the same type as the listed items. For example, if damage from rodents, insects, or birds is listed as excluded, then damage from bears is not excluded as they are not a rodent, insect or bird.
***
Of the same kind.

Ejusdem generis rule

A rule of construction. If a specific phrase is followed by a general expression then the latter will be interpreted as meaning of the same kind as the specific words. If a policy refers to jewellery, plate, silver, gold or any articles’, the last three words mean ‘any articles of the same valuable kind as jewellery, plate, silver and gold’ and do not mean ‘any articles of any kind.

El Niño

A periodic warming of the tropical Pacific ocean which affects weather around the world. El Niño results in increased rainfall in southern US and drought in the western Pacific. However, outside the tropical Pacific the effects are unpredictable and this boosts the weather derivatives market. El Niño (‘little boy’ in Spanish) occurs around Christmas.

Eldercare

Public, private, formal, and informal programs and support systems, government laws, and finding ways to meet the needs of the aged including housing, home care, pensions, Social Security, long-term care, health insurance, and elder law.