Communication via electronic mail (e-mail) of a patient with a physician for the purpose of health treatment/care (e.g., medication assessment or laboratory results). Some insurance plans allow some coverage for e-visits. The timeline is that usually an e-mail is answered before the end of the next business day.
Insurance Encyclopedia
Electronics Equipment All Risks (EEI) for Engineering Insurance
The policy is specifically designed for electronic equipment like computers including cpu/keyboard/monitor/printer/stabilizer/Ups/server/systems software, electronic data processing (EDP equipment, electro-medical equipment, equipment for research and material testing, telecommunication and navigational equipment, computer system for production plant and machinery, signal and transmitting units, etc. Policy comprises three sections (01) Covers any sudden and unforeseen physical loss damage due to any cause other than those specifically excluded. Sum insured to be current new replacement value. (02) External Data Media – Perils covered are same as Section 01. Sum insured is cost of restoring the insured external data media by new material and reproducing lost information. (03) Increased Cost of Working: Additional Cost incurred during the indemnity period to avoid interruption data processing. Insured to declare the indemnity limit per hour and the total sum insured.
Element
1. Number of items necessary for coding an evaluation and management (E/M) service. 2. When an audit is taking place, term used to indicate E/M criteria for documenting services rendered. Also known as a bullet .
Elemental perils
Perils of the elements, namely storm, earthquake, windstorm and flood.
Elements of a negligent act
Four elements an injured person must show to prove negligence existence of a legal duty to use reasonable care, failure to perform that duty, damages or injury to the claimant, and proximate cause relationship between the negligent act and the infliction of damages.
Elements of Contract of Insurance
All Insurance contracts must have the following five essential elements in order that they may be enforceable at law: Offer and acceptance Consideration Consensus and idem i.e., agreement between the parties. Capacity of the parties. Legality of the contract.Contra Proferentem Rule : Any ambiguity in contract wording is construed against the drafter of those wordings.
Elephant Insurance
The scheme is applicable for trained elephants used for commercial and/or religious purposes within the age category of 5 years to 60 years. Circus and privately owned elephants may also be accepted for insurance. The insured elephant would be covered against death due to the disease or accident occurring anywhere in India or such other country or countries as may be agreed in writing during the Policy period. Valuation and accordingly sum insured varies from breed to freed, from area to area, from purpose of use to purpose of use and from time to time. Value of tusk is excluded.
Elevator collision
Coverage for damage caused by the collision of an elevator, regardless of fault. The damaged property may be personal property, building, or the elevator itself.
Elevator Collision Coverage
Coverage for damage caused by collision of an elevator without regard to fault. This includes damage to personal property, the building, and the elevator itself. Liability coverage is usually provided automatically by Business Liability Policies.
Elevator collision coverage (Liability Insurance/Property Insurance)
Insurance that covers damage to elevators brought about by elevator collision. This insurance also covers personal possessions and the building that houses the elevator. This coverage is often included in business liability insurance policies.