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Economy wording

A co-insurance economy measure whereby the full specification of the property insured is set out in, or attached to, the policy of the leading insurer only. The policies of the co-insurers are worded to cover the relevant proportions of the property as set out in the leading company’s policy or specification.
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Where, in fire insurance, co-insurers issue separate policies the full specifications may be included only in the policy of the leading insurer, other policies containing an outline only, as a measure of economy.

EDI translator

Computer software program that accepts electronic data interchange (EDI) transmitted files and converts the data into another format, or converts a non-EDI file into an EDI format for transmission.

Edit check

Electronic examination of transmitted insurance claims for errors, conflicting code entries, and a match of diagnosis to medical service(s) provided. Also called claim edits . See front-end edits .

Education Fund

Personal Accident Policies in addition to usual death and disablement benefits also provide without any additional premium the benefit of Education Fund for the Dependent Children of the deceased insured. It provides that in the event of death or Permanent Total Disablement of the Insured Person the Company will also pay compensation towards Education Fund for the dependent children (i) For one child up to age of 23 years-10% of CSI up to a maximum of Rs. 5,000/-. (ii) For more than one child up to age of 23 years-10% of CSI up to a maximum of Rs. 10,000 (iii) The age limit of 23 years shall apply on the date of accident only. Provided that the total amount payable under this head under all Personal Accident policies shall be limited to a maximum of Rs. 5,000/- in case there is one dependent child and Rs. 10,000 in case there are more than one dependent child.