An employer’s or company’s federal tax identification number issued by the Internal Revenue Service for income tax purposes (e.g., physician’s EIN). This is sometimes referred to as a federal identification number, employer identifier , or tax identification number (TIN) .
Insurance Encyclopedia
Employer identifier
See: employer identification number (EIN) .
Employer liability
Employer is responsible for the acts of his or her employees while they are working.
Employer mandate
In insurance, some states have laws that require employers to pay part of their employees’ health insurance plan or provide a standard benefits package of insurance to all employees and their dependents. Prior to 1995, employer mandate related to federally qualified health maintenance organizations (HMOs) and an employer was required to offer at least one HMO plan to their employees.
Employer number
See: Group Numbe.
Employer self-insured program
See: self-insurance .
Employer-sponsored health insurance plan
Health insurance plan that an employer pays all or part of the premium for his or her employees and their dependents.
Employer’s bill of rights
Employer’s legal right to be advised of all aspects of a workers’ compensation claim that affect an employer’s premium, which includes a premium reimbursement provision.
EMPLOYER’S LIABILITY
Part II of the workers compensation policy is Employers Liability. This coverage protects the employer for those employees who are not covered by workers compensation and, therefore, can sue under common law alleging negligence on the part of the employer. Coverage is commonly for $1,000,000 and can be increased through the purchase of an umbrella liability policy. (See Workers Compensation).
Employer’s liability insurance
Liability insurance that protects an employer against any claims for damages that are the result of injuries to employees while they are working. Workers’ compensation insurance insures the employer against liability under state compensation laws. Employer’s liability insurance gives protection in cases that are not covered by the compensation law.