The word parent stock refers to Grandparent stock, parent stock and pure line stock which are exotic. Indigenous and non-descript birds not to be covered. Policy is available for 1 day old to 72 weeks old poultry and shall cover Fire, Lightning, flood, cyclone, strike, riot and civil commotion, earthquake, storm, tempest, two epidemic diseases viz., Ranikhet Disease and Gumboro Disease. Main exclusions are malicious/willful injury, neglect, transit by any mode of transport, improper management including overcrowding, undergrowth, cannibalism, action of predators like preying birds and carnivorous animals, theft and clandestine sale, intentional slaughter, consequential losses, permanent and partial disablement of any nature, loss of production, certain diseases such as marek’s disease, ranikhet disease, fowl pox and infectious bronchitis. Malnutrition/shortage of water, death due to starvation because of non-supply of feed to farm due to any reason, loss due to huddling and/or piling of birds etc.

Policy cover epidemic poultry insurance cover for one day old chicks supplied by Hatcheries to commercial farms in India. This is a specific category of risk coverage for hatcheries and cover will be applicable to day old chick from hatchery stage if self for birds supplied to commercial farm. Insurance cover commence from the time of despatch and will remain in operation for a period of 8 weeks in case of broilers and 72 weeks in case of layers. All the batches of birds being supplied to any commercial farms by hatchery should be covered without exception. The Policy will provide indemnity against death of birds during transit and at commercial farm due to accidents including fire, lightning, flood, cyclone, strike, riot, civil commotion, epidemic disease like Ranikhet Disease, Mareks Disease, Fowl Cholera, Coccidiosis and Gumboro Disease in case of layers. Physical loss/damage of poultry caused by accident to the vehicle carrying one day old chick from hatchery to the commercial farm is covered under transit risk. No liability in case of disability of birds due to any reason is covered.