Standard form available throughout Europe in various languages. Its purpose is to get an agreed statement of facts when people are involved in road accidents to assist with the processing of any subsequent insurance claims.
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A form issued by Motor insurers in many European countries to their policyholders for use if an accident occurs. It is for completion and signature by the parties concerned on the spot so that the basic facts about the accident can be established at the outset.

Any person who is a resident of an EU Member State, or Norway, Iceland or Liechtenstein, who is involved in a UK road traffic accident involving a UK registered motor vehicle or trailer may now sue the vehicle’s insurer. The Insurer ‘shall be directly liable to the entitled party to the extent that he is liable to the insured person. This adds to any right he may have against the driver. ECRAIR gives effect to the 4th Motor Insurance Directive to harmonise the laws relating to civil liability in the use of motor vehicles. ECRAIR goes further than the Directive by giving the right of direct action to all UK residents involved in domestic road accidents.

An expanded single insurance market by combining the EC with the European Free Trade Area subject only to the exclusion of Switzerland. EFTA take part on the basis of all three generations of Insurance Directives. Switzerland takes part only in connection with the first two generations. This gives Switzerland access to the EC’s non-life market with EC insurers gaining reciprocal access to the Swiss non-life market.
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The member states of the European Union plus Norway, Iceland and Liechtenstein.

Formed in 1960 and consisting of Iceland, Norway, Switzerland and (from 1991) Liechtenstein. There are no import duties between members. Former members, Britain, Denmark, Portugal, Finland, and Sweden, left to join the EC. The EC and EFTA set up a combined free trade area in 1972. A further pact created the European Economic Area in 1994.