UK’s national fire safety organisation. Its comprehensive services include consultancy, fire safety audits and fire risk assessments. It promotes high standards of fire safety management by working with fire, security and safety professionals in industry and commerce in both the public and private sectors. The FPA liaises closely with the government and the fire service. (Visit www.thefpa.co.uk).
Insurance Encyclopedia
Fire Research Station
Fire Division of Building Research Establishment. It carries out fire testing, fire research and provides fire and crime consultancy.
Fire resistant
The extent to which material is fire resistant is measured by the time that the material or construction will withstand fire exposure as determined by a fire test that conforms with standard methods of testing. The measurements become standards for buildings regulations and other codes, e.g. 30 minutes fire resistant for internal walls in certain premises, or for insurers, e.g. four hours to achieve a fire division in a given risk.
Fire resistive construction
A building that has exterior walls, floors, and roof constructed of masonry or other fire-resistive materials.
Fire Resistive Construction (Fire Resistant)
Construction according to certain standards designed to resist Fire and thus reduce its spread.
Fire resurveys
A follow-up survey of premises by a fire surveyor. It may be to check: if suggested improvements have been carried out; that accumulated waste has been removed; on new features, e.g. machinery, not installed at time of first survey; on changes notified to the insurer since the first survey. The whole premises are checked during a resurvey.
Fire Safety and Safety at Places of Sport Act 1987
Provides for a system of safety certification by local authorities for certain covered stands- known as ‘regulated stands’ – at sports grounds, and for subsequent inspections. This Act applies to all outdoor sports grounds, whatever their use, where there is a covered stand (i.e. with seated or standing accommodation) which can accommodate at least 500 spectators.
Fire Stop
An obstruction across an air passage or concealed space in a building to prevent fire from spreading.
Fire survey report
Prepared by a fire surveyor to assist an underwriter in considering the risk. The report, with plan, describes the premises and covers: fire hazards; fire protection; management; claims history; recommendations for risk improvement; reference to any special perils that be required and the susmay ceptibility of the risk to those perils.
Fire Surveyor
One who inspects property to determine the degree of hazard to which it is subject from fire and to assess the premium payable for fire insurance.