Five freedoms of the air

Allow scheduled international services: The privilege to fly across the territory of another contacting State.The privilege to land for non-traffic purposes.To put down passengers, mail and cargo in the territory of the State whose nationality the aircraft possesses.To take on passengers, mail and cargo destined for the territory of the State nationality of whose the aircraft possesses.To take on passengers, mail and cargo destined for the territory of any other contracting State and to put down passengers, mail and cargo coming from any such territory.F.O.B. (Free on Board) : A shipment term. The seller is responsible for loss or damage to goods until they are placed on board the vessel for onward carriage. Thereafter the buyer becomes responsible and he has therefore the option to insure where he likes.

Fixed amount option

Settlement option in a life insurance policy wherein the insurance company uses policy proceeds plus interest to pay the beneficiary either annually or semiannually until the proceeds plus interest are all gone. Also called fixed payment option .

Fixed debt

An amount deducted from a sum payable on death if death occurs within a specified term. If the life insured survives the policy term the full sum insured is payable. The fixed debt has largely been superseded by the diminishing debt. See DEBT 1.

Fixed objects

Harbours piers, wharves, buoys and similar fixed objects with which a ship may collide. The shipowner’s resultant collision liability is insured by Protection and Indemnity Clubs.
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In Marine Hull Liability insurance a distinction is drawn between “collision” with vessels and contact with “fixed objects” such as piers, wharves and fastened buoys, the latter not being covered by collision clauses.