Farm coverage for the residence, household property, and farm buildings.

A package policy providing property cove rage on farm dwelling buildings and contents, as well as barns, stables, and other farm outbuildings. Liability coverage is also included. It is similar to a Householders Policy adapted to cover farm properties.

Coverage comparable to comprehensive personal liability but changed to apply to farm perils.

Similar to the Comprehensive Personal Liability Policy but adapted to cover farm hazards, such as damaged caused by grazing animals.

Comprehensive insurance to cover various assets of farmers covering (i) Fire and allied perils including earthquake for dwelling/house and contents. (ii) Burglary, Housebreaking including Larceny or theft, (iii) Agricultural Pump Set for up to 25 HP only (iv) Animal Driven Cart/Tonga/Coaches and animal/s together, (v) Livestock/Cattle/Sheep and Goat/camel/Horse etc, (vi) TV Set (vii) Pedal Cycle (viii) Baggage (ix) Janata/Gramin Personal Accident. The coverage will be up to a maximum of Rs.10,000 per person.

Comparative to homeowners insurance, adapted to cover a farm. Package policy that covers farm residences and the property within, barns, stables, and other farm buildings.

Farm and ranch owners insurance is similar to a homeowners policy with extensions of coverage specific tofarms and ranches. Specifically, coverage is extended to barns, stables, and other farm buildings as well as liability resulting from farm and ranch operations. Homeowners policies exclude coverage (property and liability) for any business operations. Farm and ranch policies include coverage for farm and ranch business property and operations. For example, a barn is excluded under the outbuilding coverage of a homeowners policy because it is a structure used in business. Under a farm or ranch policy the barn and its contents are covered. Additionally, liability that arises from farm or ranch operations is also covered. An example is a cow that gets through a fence and causes an accident on the highway.

These policies, sometimes referred to as farm insurance, provide homeowners, commercial property, and commercial liability coverage. The unique combination of commercial and personal coverages is necessary because it is typical for farms to have both residential and commercial characteristics. Coverage can apply to farms or ranches. These types of policies typically pertain to family and individually operated farms, not large commercial or corporate farming operations. Some farm coverages may be written on a monoline basis.

A homeowners type package policy adapted to include farm and ranch exposures.