Phrase used to describe a type of medical decision making when a patient is seen for an E/M service.
Insurance Encyclopedia
High Deductible Health Plan (HDHP)
A health insurance plan that carries deductibles and out-of-pocket expense limits that are higher than certain IRS-mandated limits.
High level reinsurance
(1) reinsurance with a large excess; (2) in the context of a reinsurance spiral, it means that the reinsurer is many steps away from the direct insurer.
High Pressure Selling
The action of encouraging the buyer to purchase Insurance without full consideration of needs for Insurance and his liability to payments for the Insurance.
High risk
A high chance of loss.
High Risk Automobile Insurer
Company that specializes in insuring motorists who have poor driving records or have been canceled or refused insurance.
High risk property
A term in household contents policies, typically defined as: ‘jewellery, precious stones or articles made of gold, silver or other precious metals, clocks, watches, photographic equipment (not for commercial use), binoculars, telescopes and the like, musical instruments, antiques, curios and works of art, stamps and coin collections. They are high value/small bulk items attractive to thieves. The purpose of the definition is to assign to such property a separate sum insured, e.g. £5,000, as a sublimit of the overall contents figure and a single article limit, e.g. £1,500.
High-cost alternative
See: assumptions .
high-deductible health plan (HDHP)
Health plan that, when combined with a health savings account (HAS) or a health reimbursement arrangement (HRA), provides insurance coverage and a tax-advantage means to help consumers save for future medical expenses. This is a part of the Medicare Advantage Law of 2003.
High-flux hemodiafiltration
See: hemodiafiltration .