Identity theft

The act of assuming another person’s identity in order to gain access to a person’s bank accounts or other personal financial information. The thief often obtains a person’s identifying information such as social security number, date of birth, account numbers and other such information to commit fraud or other crimes.

If Clauses

Clauses which terminate coverage “if” certain conditions are created or discovered. An example is the concealment or misrepresentation provision which states that if this is discovered, the coverage is void.

Ignition

The act of setting something on fire. to (cause to) catch fire. Petrol is easily ignited. The instrument in a car etc which ignites the petrol in the engine. He switched on the car’s ignition.