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I- I. Ia Ib Ic Id If Ig Il Im In Ip Ir Is It

Inevitable accident

An accident that could not have been avoided by the exercise of ordinary care, caution and skill. It therefore amounts to a defence against claim of negligence or refers to a situation where negligence cannot be proved against the defendant.
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An inevitable accident is an accident which occurs in spite of this exercise of ordinary care, caution and skill. The defendant has to prove that the accident could not have been avoided.

Infectious disease, murder and closure extension

Clause in a business interruption policy to protect the insured against interruption due to infectious and contagious disease (AIDS is not covered), discovery of vermin at the premises, closure by a competent authority due to defective drains and sanitation, murder or suicide, or food poisoning affecting persons at the premises. This extension is particularly relevant for public access risks such as hotels, etc., and will cover cancellation of bookings due to an outbreak of notifiable infectious or con gious diseases in the area.

Infectious material

Human body fluids that are considered potentially contagious are amniotic fluid, cerebrospinal fluid, pericardial fluid, peritoneal fluid, pleural fluid, saliva, semen, synovial fluid, vaginal secretions, any body fluid that is contaminated with blood, and all body fluids where it is difficult to differentiate among body fluids. Infectious material also refers to unfixed tissue or organ from a human (living or dead), cell or tissue cultures containing human immunodeficiency virus (HIV) and blood, and organs or tissues from animals infected with HIV or hepatitis B virus (HBV).

Inflammable

Easily set on fire. Any property which by its presence increases the risk of fire is inflammable. It has to do with the inherent nature and qualities of the goods.