Medical facility that provides care for an individual admitted for an overnight or longer stay for the diagnosis and treatment of mental illness on a 24-hour basis by or under the supervision of a physician.
Insurance Encyclopedia
Inpatient reimbursement
Insurance payment or payment by the patient to the hospital facility for the costs sustained to treat an individual admitted as a bed patient.
Inpatient services
Hospitalized benefits and items that are provided to an inpatient such as room and board, nursing care, diagnostic and therapeutic services, and medical and surgical services. Also called inpatient hospital services .
Input
That which goes into a computer memory bank.
Inquest
Judicial enquiry before a jury into any matter, particularly violent or sudden deaths. Liability insurers pay for the solicitor’s fee for representation at any inquest or fatal enquiry where the liability for the death may be the subject of indemnity under the policy. The insured (or his legal personal representatives) must give immediate notice once they have knowledge of an impending inquest or fatal enquiry. Proper representation of the insured is important and the insurer can also obtain copies of the coroner’s depositions.
Inquiry
See: tracer .
Inside build-up
See: cash value .
Inside limit
Maximum amount payable for a particular benefit under an insurance or managed care contract (e.g., $150 limit on daily hospital room and board). Inside limits may apply to procedures, services, confinement, disability, or calendar year.
Inside Limits
Limits placed on hospital expense benefits which modify benefits from the overall maximums listed in the policy. An inside limit when applied to room and board, limits the benefits to not only a maximum amount payable, but also limits the number of days the benefit will be paid.
Inside limits (Health Insurance)
Limits that apply to hospital expense benefits. These limits vary from the maximums stated in the policy contract.