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I- I. Ia Ib Ic Id If Ig Il Im In Ip Ir Is It

Investigative consumer report

Investigative consumer report by a consumer reporting agency that interviews individuals who have knowledge about a specific consumer’s character, living style, or reputation.
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A report comprised of findings about the character of an insured or prospective insured. The information in the report is gathered through interviews with family, friends, colleagues, and other acquaintances.

Investment

Property, Stocks and Shares. Money invested to earn interest. Investment is the productive employment of capital under conditions that provide reasonable assurance of both income and the repayment of the capital.

Investment bond

diffuse term often applied to a single premium whole of life or endowment policy providing minimal guaranteed death benefits and with little or no contractual penalty for early surrender; often applied to a ‘cluster’ of identical life policies designed to facilitate flexibility on making partial surrenders.

Investment income

Income generated by the investment of assets. Insurers have two sources of income, underwriting (premiums less claims and expenses) and investment income. The latter can offset underwriting operations, which are frequently unprofitable.
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That part of the income of an insurer or reinsurer that comes from the investment of premiums and reserves.
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The amount insurers earn from their investments. This amount can include interest payments, stock dividends, and profits made on stocks sold, known as realized capital gains.
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UK: The part of an insurer’s income that comes from the interest and dividends on its investments in financial assets (e.g. equities and government bonds) and the return on any other investment (e.g. property) into which it has put its funds.
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The return received by insurers from their investment portfolios including interest, dividends and realized capital gains on stocks. It doesn’t include the value of any stocks or bonds that the company currently owns.

Investment Products and Health Savings Accounts for Health Insurance

Products like Bhavishya Arogya which can be bought in younger ages to build up health protection for older age. Life Insurers have recently launched products with Health savings components. Under such plans a portion of the premium collected is used for risk coverage or for meeting claims and the unutilized portion of the premium which is not used does not lapse but is accumulated as savings. These savings could be a solution for the challenges faced by senior citizens later in obtaining affordable health insurance. Health Saving accounts are usually combined with a high-deductible or catastrophic health insurance.

Investment report

Sets out details of investments held by a pension fund and the buying and selling transactions that have taken place. It explains why the particular investments were chosen and why changes were made in the investment portfolio.

Investment Reserve

An item in the balance sheet of an insurance company which represent a setting aside of assets to compensate for a possible reduction in the market value of securities owned by the Company.
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UK: colloquial term that broadly describes the excess of the admissible value (essentially the market value) of an insurer’s assets over its recognised liabilities to policyholders, shareholders and others; before 1995 it often appeared explicitly in the insurer’s accounts, but in the periodical return means the valuation difference shown in Form 14 Line 51 in a case where assets are given a book value below their market value.
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The assets an insurance company has put aside to compensate for a reduction in the value of the securities the company owns.