1 2 3 4 5 7 8 A B C D E F G H I J K L M N O P Q R S T U V W X Y Z
I- I. Ia Ib Ic Id If Ig Il Im In Ip Ir Is It
Ima Imb Ime Imf Imm Imo Imp Ims

Immunosuppressive therapy

Treatment by administering an agent that significantly interferes with the ability of the body’s immune system to respond to antigenic stimulation by inhibiting cellular and humoral immunity such as preparing someone for a bone marrow transplant or to prevent rejection of donor tissue.

Impact damage agreement

Cost-saving agreement that operates when a motor vehicle collides with immobile property (e.g. buildings and fences) that may be insured against impact damage. The terms of the agreement vary between insurers but normally the motor insurer pays 75 per cent of the damage to immobile property regardless of actual liability.

Impact Damage Agreements

Agreements whereby liability insurers agree to pay and the owners or insurers of fixed property agree to accept, a state proportion of damage to the property caused by an insured vehicle, without regard to legal liability. Impact Damage due to Insured’s own Rail/Road Vehicles, Fork Lifts, Cranes, Stackers and the like and articles dropped therefrom, Add On peril under Standard Fire and Special Perils Policy (Material Damage) : On payment of additional premium the Policy is extended to cover loss and or damage caused to insured’s property by insured’s own rail/road vehicles, fork lifts, cranes, stackers and the like and articles dropped therefrom.

Impact damage cover

1. Engineering insurance term insuring ‘damage by physical impact to surrounding plant or property belonging to the insured or held in trust by the insured or on commission or for which the insured is responsible resulting from fragmentation of any part of any insured item of plant. The cover can be applied to: boilers and pressure plant; cranes and other lifting machines; lifts and hoists; and electrical and mechanical plant. 2. An additional peril included in a ‘named peril’ household policy. It covers impact damage caused by vehicles or aircraft or anything dropped therefrom. Damage caused by falling trees and branches is also covered. 3. Impact cover is also added to named perils commercial property insurance and covers the risk of third party (and sometimes own) vehicles and animal damage to the insured property.

Impact program

Plan of managing and controlling expensive inpatient hospital costs that supports wise utilization of medical services by moving treatment to less expensive settings when suitable and checking to be sure patients do not spend more time than necessary in the hospital.

Impaired capital

A US term describing the financial position of an insurer whose net current assets are less than its fully paid-up shares.
***
When liabilities and claims consume an Insurance Company’s Surplus the capital is impaired. Suspension of the right to do business normally follows.