Issue risk policy

Covers the risk of loss to a reversioner (the owner of property which will revert to him on the determination of a particular estate, e.g. death of a life tenant) caused by the birth of a child to the life tenant. The policy is on an indemnity basis.

Issued and renewed

a term used in accounting for excess of loss (reinsurance) treaties whereby all claims under policies issued or renewed in the treaty year are covered, no matter in what year they may occur; the reinsurer is at risk until all policies covered by the treaty for that year have expired and all losses have been settled.

Issuing bank

Financial institution that sells and issues life insurance policies in its own name. It also issues its contracts, administers its records, and invests the assets of its insurance department.