See: state public health clinic .
Insurance Encyclopedia
Locality
Certain geographical region (state, county, aggregation of counties, parts of counties, population density, metropolitan size, or townships) within which Medicare carriers or fiscal intermediaries establish prevailing charges. Also called area .
Locality code
Three-digit number that represents a group of zip codes.
Location
1. Place of service (POS) where a medical service is performed such as a hospital (inpatient or outpatient), doctor’s office, or skilled nursing facility. When the physician’s office or an outpatient hospital is billing, the two-digit POS code is inserted in Block 24B of the CMS-1500 insurance claim form (e.g., 11 is doctor’s office and 12 is patient’s home). 2. Anatomical location of a medical problem.
Location Card
A record of Insurance placed on a location.
Location clause
Cargo insurance clause in open covers limiting cover at any one location during transit when the goods are not on the oversea vessel. Shipments may accumulate at one port and the clause limits the insurer’s liability to an amount for any one loss in any one location.
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A clause in cargo open cover or floating Policy which limits Insurance cover whilst goods are accumulated in one location.
Location code
See: place of service (POS) code .
Location Limit
A limit in an open policy on Marine Cargo restricting the liability of the insurers on cargo in any one location before shipment.
Location-selling distribution system
Distribution of insurance products by finding insurance offices and agents in locations where consumers commonly shop for groceries or take care of other personal or business matters. Also known as retail outlet distribution system .
Lock-in
In managed care plans and health maintenance organizations, a provision in which members must receive their medical care from the network providers unless it is an emergency.