National Association of Insurance Commissioners (NAIC)

US: A trade association of state insurance commissioners that issues model insurance acts that states can adopt. The NAIC accredits states that have enacted specific insurance legislation and demonstrate adequate regulatory oversight over the insurers they license.
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An association of insurance commissioners and superintendents formed to share information and develop common laws and procedures for insurance regulatory purposes.
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REINSURANCE: An association of the chief insurance regulatory officials of the 50 states, the District of Columbia, American Samoa, Guam, North Mariana Island, Puerto Rico and the Virgin Islands.
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Association of State Insurance Commissioners whose purpose is to promote uniformity of insurance regulation, monitor insurance solvency and develop model laws for passage by state legislatures.
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US: The association of insurance commissioners of various states formed to promote national uniformity in the regulation of insurance.

National Flood Insurance Program (NFIP)

A federally funded program established in 1968 to make flood insurance available at a reasonable cost for properties located in participating communities. NFIP flood insurance is available only for direct damage to buildings and contents; there is no time element coverage.
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A federal program through which persons with property located in predefined flood plains can obtain flood coverage. See Flood insurance.