A public liability extension to indemnify the insured and his employees in respect of their personal liability while abroad on ‘business’ but in connection with off duty’ activities. Where the insured is an individual the cover also applies within the usual country of residence.
Insurance Encyclopedia
Private practice
Work of a professional health care provider who is independent of financial or external policy control by professional peers, except for licensing and other legal restrictions.
Private Service Vehicle for Motor
A motor vehicle constructed or adapted to carry more than six persons, excluding the driver, and ordinarily used for the purpose of carrying persons for, or in connection with, his trade or business otherwise than for hire or reward, but does not include a motor vehicle used for public purposes.
Private warnings
Issued by the FSA to approved persons and firms when formal disciplinary action is under consideration.
Privilege conditions
These are life insurance policy conditions conferring concessions on the insured such as paid-up provisions, surrender values, grace period and non-forfeiture.
Privileged communications
Verbal discussions that are confidential and not to be disclosed except by specific consent of the patient.
Privileged information
Data related to the treatment and progress of the patient that can be released only when written authorization of the patient or guardian is obtained.
Privity of Contract
The principle that only the parties to a contract are able to receive benefits and incur liabilities under that contract.
PRO
See: peer review organization (PRO), Professional Standards Review Organization (PSRO), Quality Improvement Organization (QIO) program, and Utilization and Quality Control Peer Review Organization (PRO).
Pro Number
A number assigned by the carrier to a single shipment, used in all cases where the shipment must be referred to. Usually assigned at once.