A legal doctrine for situations in which there is no specifically drawn contract. It prevents unjust enrichment or injustice by treating the situation as if a contract actually had been in effect.

A legal concept used in situations where an actual written contract does not exist. The concept holds that the sitation must be decided as though a contract did exist.

An institution, usually created by the government, that acts in the same manner that an insurance company usually would.

The period of cover given under a Marine cargo policy which attaches as the goods are lifted from the quay at the port of loading and terminates when they are freed from the ship’s tackle or landed from craft at the port of destination