Coverage designed for organzations that may be exposed to violent acts that injury multiple parties, such as schools, and churches. Coverages are geared towards the victims of mass violent acts such medical expenses on the scene and follow up, counseling, funeral costs, group trauma counseling, extra transportation costs, substitute teachers, and other costs related to or caused by the violent act that occurred.
Insurance Encyclopedia
Violent and Visible Means for Personal Accident
To construe death or disablement or injury resulting from accident the smallest reasonable degree of violence in occurrence of accident will suffice. “Visible” excludes death by inhalation of gas, unless the escape was due to a fortuitous or unexpected event.
Violent entry
See: VIOLENT ENTRY. FORCIBLE AND
Violent means
A qualifying term in a personal accident insurance in regard to the accidental external means’ causing ‘death or disablement’. ‘Violence’ emphasises the insurer’s intention to avoid liability for gradually operating causes of an internal nature. The degree of violence is not of any consequence. The smallest degree will suffice.
Violent Non fit Injuria for Negligence (Degrees and Defenses available to the Defendant)
(To him who is willing there can be no injury): If a person voluntarily consents to run a risk, he has no right of action against anyone for injuries suffered as result of his actions.
Violent Storm
Wind with a speed ranging from 56 to 82 knots (64 to 72 miles per hour, 104 to 117 kilometers per hour) according to Beaufort scale. On Sea Exceptionally high (37-52 ft) waves, foam patches cover sea, visibility more reduced. Also, refer Storm.