Voluntary agreement

Contracts between the Centers for Medicare and Medicaid Services (CMS) and various insurers and employers to exchange Medicare information and group health plan eligibility information for the purpose of coordinating health benefit payments.

Voluntary assumption of responsibility test

Following Henderson v. Merrett Syndicates Ltd (1994), this test has been accepted as the correct basis of liability where issues of a duty of care and economic loss arise as they do in professional negligence cases. The giving of advice and providing a service call of a duty of care when the party concerned assumes or undertakes a responsibility to another. In this case the managing agents at Lloyd’s owed a duty of care to names who had suffered disastrous financial losses following the negligent management of the syndicates.

Voluntary Compensation Insurance

A type of Insurance found in some countries by which the Company agrees to pay injured employees who are not subject to the compensation law benefits which they would have received if they were covered. In some countries the compensation law applies only to employees engaged in certain hazardous occupations. Under a voluntary compensation Policy and employee engaged in a non-hazardous occupation could receive the same benefits as are provided by the compensation law.

Voluntary Deductible

The additional deductible opted by the insured in consideration of further discount in premium. The clause provides that the voluntary deductible opted shall be in addition to compulsory excess exclusion stipulated under “General Exclusions” attached to the basic policy or its endorsement.