A result or profit, return on investments.

(a) Guaranteed Yield: The threshold yield of a crop stated in the insurance policy, against which actual yields will be compared when adjusting any losses. Guaranteed yield can be the average yield or some percentage of the average yield based on certain number of years. (b) Normal Yield: That yield which a number of years’ experience indicates can be expected from a particular plot under normal conditions, when no extraordinary natural disaster or unusual meteorological events occur. In practice, the modal yield value (the yield most commonly occurring) is taken as the normal yield. The mode is also the yield most commonly conceived by farmers as being acceptable, since they generally ignore bad years when estimating future yields on the basis of past performance.

Annual net investment income after expenses, divided by the mean of cash and net invested assets. This ratio measures the average return on a company’s invested assets. This ratio is before capital gains/losses and income taxes.