This scheme applicable only to girl children provides for an insurance cover to one orphaned girl child in a family who loses either the father or the mother only due to accident. The scheme broadly provides that in case of such an orphaned girl child who is below the age of six, a fixed amount will be given for looking after the needs of the child to the parent who is alive/the guardian in case both the parents die, till the child attains the completed age of six. This will not be applicable in case of the girls who are more than six years of age at the time of taking the policy. Thereafter, from the age of six to twelve, the girl will get a fixed amount as scholarship, provided that she is admitted in a school and expenditure is incurred on her education. From the age 12 to 18, the girl child will get double the amount as scholarship. After attaining the age of 19, she will get a fixed lump sum either to pursue her own chosen profession, or for carrying on her higher education, or to settle down in case the girl child gets married.

The Policy provides for hospitalization expenses to commence from a pre-determined (retirement) age. The premium when paid annually continues up to the selected age when the benefits commence. The premium can also be paid in single installment. The benefits payable are up to sum insured during the Policy period, with an inner limit per illness.