A trucking term that means the driving of the tractor portion of a semi after the trailer has been delivered and removed. A special trucking endorsement, Truckers Insurance for Nontrucking Use, may be necessary when bobtailing.
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Using the truck-tractor after unloading the trailer and not driving for trucking purposes.
Insurance Encyclopedia
BOD
See: beneficial occupancy date (BOD) .
Bodily injury
A term that refers to physical injury, sickness, or disease, or death resulting therefrom. In some jurisdictions bodily injury includes emotional injury.
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Any physical injury to a person. The purpose of liability insurance is to cover bodily injury to a third party resulting from the negligent or unintentional acts of an insured.
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In Personal accident Insurance ‘Bodily Injury”: shall be deemed to mean Bodily injury resulting solely and directly from Accident caused by outward violent and visible means. This strictly rules out mere shock, fright or grief. However, in Workmen’s compensation, health and liability insurance the term may extend to cover physical injury, including sickness, disease, mental injury, shock or death. Injury to the body of a person. The term is usually specifically defined in liability as workmen’s compensation, personal accident and health Insurance policies and there are variations in individual definitions. Compare with “Personal Injury.”
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UK: Injury, sickness or disease sustained by a person, including death resulting therefrom. Personal accident policies cover bodily injury caused by accidental, violent and visible means solely resulting in death or disablement’. Post traumatic stress order may amount to bodily injury, particularly where bodily harm has also occurred or where the policyholder has been in an accident. Public liability insurers cover legal liability for bodily injury but some use the term personal injury and define it as including ‘illness’. ‘Injury to feelings’ is clearly contemplated by insurers covering liability due to wrongful arrest or false imprisonment or similarly specified events.
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US: Liability insurance term that includes bodily harm, sickness, or disease, including resulting death.
Bodily injury (Health Insurance)
Physical damage to a person’s body.
Bodily Injury Liability
The responsibility which may arise from injury to life or health of another individual or individuals.
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Legal obligation that flows from the injury or death of another person. This insurance is commonly limited to bodily injury liability derived by way of negligence, but coverage of liability by way of contract (holding another harmless) is also possible.
Bodily injury on Liability Insurance
Insurance against loss due to claims for damages because of bodily injury (including death) to persons not employees.
Body record
Body or data record that contains information on a single outcomes and assessment information set (OASIS-B1) patient assessment.
Body section radiography
See: tomography .
Boiler &
machinery coverage – Fired vessels, steam generators, mechanical and electrical objects and turbines, are all examples of objects that might be listed for coverage under a boiler and machinery policy. Coverage is for damage to covered property caused by an accident to an object identified in the policy’s schedule. Coverage includes extra expense, automatic ninety-day coverage at new locations, defense against liability claims, and supplementary payments like those provided under public liability policies. Insurance Services Office (ISO) has changed the name of its Boiler & Machinery program to Equipment Breakdown.
Boiler and Machinery Insurance
Coverage for loss arising out of the operation of pressure, mechanical, and electrical equipment. It may cover loss to the boiler and machinery itself, damage to other property, and business interruption losses.
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Covers losses resulting from the malfunction of boilers and machinery. This coverage is usually excluded from property insurance creating the need for this separate product.