Public liability clause imposing strict conditions on the insured’s involvement in ‘hot work. Typically where electric oxy-acetylene or similar welding equipment or cutting equipment is used the area of work must be adequately cleared and combustible materials moved at least 6 metres from the work. The warranty also requires, inter alia, that fire extinguishers should be available. Upon completion of each period of work and at regular intervals for at least one hour after the completion of the work there should be thorough fire safety checks. Other conditions govern the use of blowlamps and blowtorches. The use of asphalt, bitumen, tar, pitch or lead heaters is also controlled. See HOT WORK; BURNING OF DEBRIS CONDITION.

An additional peril added to fire and household policies to cover damage caused by an escape of water from any tank, apparatus or pipe. The repair of the item that burst, overflowed or leaked, is not covered. The insurance is subject to an excess and cover is usually suspended when the building is unoccupied for a defined period, usually 30 days.