See: comprehensive major medical (CMM) insurance.
Insurance Encyclopedia
Comprehensive medical-legal evaluation
Assessment of an employee that results in the preparation of a narrative medical report prepared and performed by a qualified medical evaluator (QME) and agreed medical evaluator (AME), or the primary treating physician, to prove or disprove a contested workers’ compensation claim.
Comprehensive Medicare supplement (Health Insurance)
A policy that covers the deductible and co-insurance amount due for treatment under Medicare.
comprehensive outpatient rehabilitation facility (CORF)
Facility providing services such as physician’s services related to administrative functions; physical therapy, occupational therapy, speech pathology services, and respiratory therapy; social and psychological services; and prosthetic and orthotic devices.
comprehensive perinatal services program (CPSP)
Program that offers a wide range of services to pregnant Medi-Cal recipients.
Comprehensive personal liability coverage
Provides individuals and family members with protection from legal liability for most accidents caused by them in their personal lives. Note that any legal liability claims submitted while in the course of business activities are not covered. Typically part
Comprehensive Personal Liability Insurance
Protection against loss arising out of legal liability to pay money for damage or injury to others for which the insured is responsible. It does not include automobile or business operation liabilities.
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A type of insurance that reimburses the policyholder if he becomes liable to pay money for damage or injury he has caused to others; this form does not include automobile liability but does include almost every activity of the policyholder except business operations.
Comprehensive personal liability insurance (Liability Insurance)
Insurance that covers individuals in their private lives, as opposed to their professional lives, against liability stemming from accidents.
Comprehensive Personal Liability Policy (CLP)
Comprehensive personal liability pays for negligent acts or negligent maintenance of premises by the insured. It does not cover automobile insurance and all business activities are excluded. It is usually attached to a homeowners or renters insurance policy. While it may, in certain circumstances be purchased alone, this is rare.Examples of claims include having the insured’s dog bite the postman, serving alcohol to an obviously inebriated guest who then has an auto accident, failure to maintain the front steps causing a guest to fall and be injured, and food poisoning people at a church supper with under-cooked chicken.
Comprehensive physical damage (automobile)
Traditional name for physical damage coverage for losses by fire, theft, vandalism, falling objects, and various other perils. On personal auto policies, this is now called other than collision coverage. On commercial forms, it continues to be called comprehensive coverage.