Compromised total loss

An arranged settlement on a hull policy where there is no actual or constructive total loss but where repair of the vessel is impracticable.
***
An agreement between a hull underwriter and assured ship-owner, whereby the underwriter is prepared to pay a compromised settlement on a total loss basis because, although the estimated cost of repairs does not justify a constructive total loss, repairing the ship would be an uneconomical proposition in view of its market value and the high cost of repairing the damage. The settlement usually, allows the assured to retain the wreck.

Compulsory auto insurance

The minimum amount of auto liability insurance that meets a state law. Financial responsibility laws in every state require all automobile drivers to show proof, after an accident, of their ability to pay damages up to the state minimum. In compulsory liability states this proof, which is usually in the form of an insurance policy, is required before you can legally drive a car.

Compulsory insurance

A general term for insurance made mandatory by law; for example, automobile insurance.
***
Any form of Insurance which is required by law or directives of the Government. Like compulsory Insurance for death of or bodily injury to third parties arising out of the use of Motor Vehicles on the public highway is as per mandatory provisions of the Motor Vehicles Act. Similarly, National Agricultural Insurance (NAIS) is compulsory for Loanee (borrowing) farmers.
***
UK: Insurance that has to be effected to comply with the law. Failure to comply is a criminal offence. The aim is to ensure that an injured person does not have to rely upon the defendant’s wealth to secure his compensation. Examples of compulsory insurance legislation include the Road Traffic Act 1988 and the Employers’ Liability (Compulsory Insurance) Act 1969. Obligations to insure may arise under contracts as with the Joint Contract Tribunal, or the rules of professional institutions or regulatory bodies, e.g. FSA.

Computation years

For Social Security benefits, years with highest earnings selected from the base years. Total earnings in the computation years are added together and divided by the number of months in those years to obtain the average monthly earnings (AME).